Important habits of rich people (billionaires) that are accessible to everyone. Spend time with other successful people

Billionaires captivate our imagination. Everyone is wondering: is there some set of qualities that distinguishes the rich from mere mortals? In fact, every billionaire's path to wealth is individual and different from others. However, there are some similarities.

1. They perceive luxury differently.

What connects Oprah Winfrey, Warren Buffett and Sarah Blakely? In addition to multi-billion dollar fortunes, each of them has an investment account.

For such people, the main luxury in life is the opportunity to make investments. After all, savings provide new opportunities and help achieve life goals. That's why billionaires prefer to invest money, and not thoughtlessly waste them on the next toy.

You don't have to live an ascetic life, but the next time you have extra money (for example, if you get a bonus), think about what is better: spend it on things or save it for the future?

2. For them there is no word “no”

At some stage in life, every successful person has faced rejection. The trick is to keep swimming against the current.

Take, for example, Spanx founder Sarah Blakely or writer JK Rowling. The future Harry Potter author's manuscripts were rejected countless times before they were published. Blakely's Spanx shapewear prototypes were repeatedly rejected before a company was found willing to make them. Today, these women are some of the richest on Earth.

"No" is just someone's opinion. The uniqueness of successful people is that they continue to move towards their goals despite experiences and rejections, and even use them as a springboard to jump to success. They know: no refusal is carved in stone - it is just a point of view (often erroneous).

3. They spend money differently.

Truly successful people know that a high salary and wealth are two different things. They avoid the “golden handcuffs” syndrome and do not tie expenses to the amount of income.

Multi-billionaire Warren Buffett lives in a house worth $31,500. Mark Zuckerberg drives a Volkswagen GTI worth 30 thousand. Billions are not a reason to buy only the most expensive things. Better to invest money into yourself, into business endeavors, or put aside for a rainy day.

Setting up automatic transfers to a savings account is a great way to save. Even a couple of thousand rubles put aside monthly can help contribute to future wealth.

4. They take reasonable risks.

As Bill Gates once said, “To win big, you have to risk big.” It can often be difficult to believe in a new investment or venture, but in the lives of billionaires, risk is part of the game.

For example, Oprah Winfrey left her comfortable job as a news anchor in Baltimore to host a small television show in Chicago. She took risks then, and she continues to take risks today (despite an extremely successful career).

This does not mean that you can make hasty or careless decisions. Take reasonable, calculated risks and work on backup options. You can start small - for example, sign up for a new project or try yourself in a new field.

5. They surround themselves with like-minded people.

Billionaires didn't become rich on their own. Their insane success and fortune are the result of not only a fearless struggle with obstacles, but also.

Thomas Corley, author of Rich Habits: The Daily Success Habits of Wealthy Individuals, found that wealthy people tend to spend as much time as possible on productive interactions, whether at conferences, meetings with clients, or just chatting. a cup of coffee.

An easy way to get started is with professional events in your city. There are interest groups in almost every field of knowledge; they are all willing to lend a helping hand and learn something from you in exchange. Who knows - perhaps in such a group you will meet a person who will help you rise to the very top.

6. They set reasonable goals.

Everyone has hopes and dreams, but truly successful people make their dreams come true by setting the right goals. Corley's research shows that rich people set specific, achievable goals. He's writing:

“To make your wish or dream come true, surround it with goals, strive for them and make them come true. Divide your dream into separate achievable tasks. Over time, these types of tasks will help you achieve what you want.”

In other words, strive for the impossible through the achievable. To get rich, start investing a few thousand rubles every month - and you will become a millionaire much faster than you hoped.

7. They use their free time for self-development.

The main difference between rich people and others is what they do in their free time. They don't spend it watching TV shows until three in the morning - Thomas Corley found that 70% of the richest people watch less than one hour of TV a day.

Instead, many rich people engage in self-development and think about business. For example, Bill Gates and Warren Buffett avidly read popular science literature. Oprah Unfrey works on herself every morning.

So put down the remote control and engage in self-development - learn a new language, read an inspiring book. By using your free time in this way, you not only have fun, but also make a significant investment in your future success.

There is one secret known to every rich person. It can be expressed in the words of the great Aristotle that we are what we constantly do, that is, our habits. Accordingly, perfection is also a habit.

You, too, can develop the qualities of rich people that will contribute to achieving financial well-being and prosperity. Let's look at the main 10 habits of millionaires that allowed them to become who they are.

They set goals

Rich people don't become rich by accident. They set specific goals for themselves and eventually achieve them. Goal setting is a very useful process that allows you to see and feel the money you want before you have it.

They are focused on one thing

A laser beam can cut through a wide variety of objects only by concentrating all the force at a certain point. Rich people can be compared to such a laser. They set seemingly impossible goals, but focus all their efforts on achieving them until they succeed in achieving their goal. Ordinary people, as a rule, do not concentrate on one thing, but do what comes their way.

They respect time

According to Brian Tracy, rich people don't look at earnings on a monthly or annual basis. They count how much they manage to earn per hour. Therefore, if they have to waste time on unproductive activities, they realize that they are losing profit every moment. Rich people don't spend a lot of time on social media or watching TV. They work almost around the clock and cannot afford to waste a single minute.

They spend less than they earn

As simple as it may sound, the secret to becoming rich is to always spend less than you earn. The problem many people have is that they increase their spending after their income increases. So, they buy expensive cars, big houses, and at the same time remain either poor or have average income. If you want to improve your financial situation, then follow the rule of saving 10% of all your income.

They work a lot and hard

Except for those who have inherited huge fortunes, you will not find rich people who are lazy people. They work very hard and at the same time constantly work. After all, a person who works hard cannot help but succeed in his profession, regardless of whether he develops his own business or is an employee.

They are constantly learning and growing professionally

The more you know, the more you will earn. Your ability to learn determines your ability to earn money. While hard work is important, hard work alone will not make you rich. So develop your brain and gain more skills and experience every day.

They keep company with rich people

Rich people are not friends with poor people. As the old saying goes, “Show me who your friends are and I will tell you who you are.” Even if you do not have a large amount of money now, communicating with financially successful people or those who have rich potential will sooner or later help you become rich yourself.

They are persistent

Rich people don't give up. About 90% of today's rich people have not made their fortunes in the way they originally planned to do so. They tried and failed, then started again, and so on, until eventually luck smiled on them. You may lose a lot of money during this process, but you will constantly learn from mistakes and experiences until you achieve your desired goal.

They take risks into account

Rich people love to take risks. Once they set a goal for themselves, they will do whatever it takes to achieve it, sometimes even risking their lives. If you want to achieve financial success, don't be afraid to take risks. Be bold, courageous, but at the same time prudent. Remember that every decision can cost you, and never put all your eggs in one basket.

They are generous

Rich people are usually very generous. If you look at the lives of the richest people in the world today, you will find that many of them are true philanthropists. This series includes Rockefeller, Carnegie, Bill Gates, Carlos Slim and many others. Make generosity an integral part of your personality, and one day you too will become a very rich person!

We looked at 10 habits of rich people. However, having them is not enough. We also suggest that you familiarize yourself with tips that will help you achieve financial success.

Start early

The old saying goes, “The early bird gets the worm.” In this case, the sooner you start putting effort and money into the business, the more time you will have to achieve success.

Automation

You can be your own worst enemy when it comes to financial success. After all, it is very easy to procrastinate and put off things that need to be done, and, meanwhile, give in to temptation and spend more than necessary. This is the perfect recipe for never becoming rich. So, if you yourself cannot start saving 10% of your income (after all, this is the habit of rich people), then automate this process! Set up recurring transfers from your checking account to investment or savings accounts, or create an automatic deduction from your paycheck. This will prevent you from being tempted to spend the money you plan to save.

Never use credit cards

After all, rates on such loans are one of the most serious threats to your financial well-being. Say goodbye to your credit card. This will prevent you from paying unnecessary interest and fees and help you save money. Instead, explore the possibilities of how and where you can get a profitable loan to start a business or study if necessary. But under no circumstances should you spend this money on excesses; live within the means you earn.

Avoid temptations

This tip is closely related to the previous one. After all, the temptation to live better than we can afford haunts us constantly - on TV, when reading magazines and browsing social networks, as well as while listening to boastful stories from friends and colleagues. But always remember that if you are tempted, you may find short-term satisfaction from, for example, buying an expensive car, but ultimately you will regret it in the future, since you will have to pay for the purchase for many years, paying off a considerable interest on a monthly basis. credit. Moreover, it will certainly shake your financial stability. So don’t go to expensive stores just for fun, unsubscribe from mailing lists from various catalogues, etc.

But, at least, you will stop borrowing until payday and ruining your life with neuroses, having adopted at least some of them.

The desire to look richer than others is like running in a squirrel wheel. While you are busy thinking about how to impress others, you cannot truly live your life. And also these loans that you can’t afford.

In general, stop chasing illusions. Really rich people in Europe and America live like this:

THEY BUY SECOND-HAND

For example, any new car, leaving the showroom doors, loses 30% of its price. A one-year-old one costs much less than a new one, with the same properties. And so it is in everything.

THEY ARE NOT BUYING THE MOST EXPENSIVE HOUSING

Super-premium house in the village of millionaires? No thanks. Just a good, well-kept area is enough. For the difference in price you can buy four of these.

What does this mean to you? Don't buy the most expensive home you can get your hands on with a mortgage. Buy good enough.

BUY FOR LIFE

Before committing to a big spend, they research how long the item will last them. Prince Charles, a fashion icon, married Camilla Parker Bowles while wearing a thirty-year-old suit. This is a very expensive suit, but it is worth the money.

What does this mean to you?

Most people are in such a rush to get benefits right now that they simply don't have the money when they need it. Yes, price tags that say: “Discount! The old price is 100 rubles, the new price is 100 rubles” - they are designed specifically for this impatient type of people.

As a result, when you have financial problems, you have no safety net. You spend everything where you could save.

DO NOT RETIRE

The concept of “I’ll work my ass off so that I can rest at the end of my life” leads to you spending your money on the way to rest. Vacation on credit, wedding on credit, whole life on credit.

A glass of wine after work, or sitting at the bar with friends on Friday.

Do you need to encourage yourself on the path to retirement?

This is how you spend your whole life giving your money to others, and come to retirement without money.

You can't get rich quickly, it's an illusion. The rich do not retire, they accumulate their wealth throughout their lives, and this is hard work in its own way. Money does not come easy, no matter how it looks from the outside, it is constant employment.

As an opposite example, we can cite people who win the lottery: they lose their fortunes in a couple of years, without exception.

THRIFT

When a person is frugal, he spends less. Let your bank account grow, not the number of things in your closet. You can then spend the money in any way. And things - only one.

BUY WITH DISCOUNTS AND SPECIAL OFFERS

Install special applications for finding the lowest price. Don’t be lazy to calculate where it’s cheaper for you to even buy food for your family, taking into account travel or delivery.

Buy private label products in supermarkets - they are made in the same factories as other brands, but are much cheaper.

Ask yourself: “Do I really need this right now?”

People spend most of their money on looking “no worse than people.” All poor people in the world are alike: they spend money on dust in their eyes and then eat short shirak at home. Just ask yourself the question: “What does it matter to me if my watch/car/jacket is cooler than my neighbor’s? How will this increase my bank account? The world regularly experiences global financial crises. You may lose your job or become ill for a long time. At such moments, you will miss exactly the money that you spent on show-off.

You've probably noticed that families with the same monthly income live differently. Some people can save money, others live paycheck to paycheck. Why is this happening?

There is a direction in psychology that studies the way of thinking and behavioral strategies of poor and rich people. As experts say, a person with a high income has certain habits that help them earn more. We will talk about these habits in this article.

Habits are our second nature.

They force us to act and think in stereotypical ways. And do this again and again, despite the unsatisfactory results obtained. Thus, the habit of buying things in installments or on credit deprives us of the opportunity to fully manage our own income.

The actions we perform daily or in a certain situation, that is, our habits, depend on the way we think. By changing your own perception of the world, in particular, ideas about wealth and rich people, you can earn more.

People who received inheritance or those who won in lottery large sums, most often do not become millionaires. Because they don't know how to handle money. Scientists say that poor people have a psychological ban on wealth. Because in our society there is a stereotype that you cannot become a millionaire in an honest way.

Researcher Thomas Corley tried to understand how the behavior and habits of a person earning millions of dollars differed from people whose annual income was below $150 thousand. He found that most millionaires have the same habits and lifestyle. He cites figures that were obtained from a survey of 233 people with high annual income and 128 whose income was low.

• 44% of wealthy people Wake up at least three hours before work. Only about 3% of the poor do this.
• 88% of millionaires read daily, allocating at least half an hour for this. Although 26% of the poor said they like to read, only 2% do it every day.

Among the habits of wealthy people, Corley notes that 67% write down their goals. As the survey showed, the rich do not watch TV and reality shows, but prefer to play sports and lead a healthy lifestyle.

Let's take a closer look at what habits unite people who have managed to earn millions of dollars.

Habits of rich people

Don't put it off until later. Once you have made a decision, start taking action. Don't delay, someone can realize your idea and you will be left with nothing. Don't wait for the “convenient” moment, you may miss your chance. If you have read useful information, start using it. If you act under Scarlett's motto " I'll think about it tomorrow", you will never get rich.

Work not for someone else, but for yourself. This way you can earn in proportion to the efforts you put in, rather than a salary. And this is the most powerful incentive. is in second place in the Forbes ranking. Today he has $67 billion. And in 1975, he and his wife started a business sewing robes and underwear in their own living room. Today the company Zara

world famous brand. Do what you love

. If a person truly loves his job, he will undoubtedly achieve success. And professionalism and dedication will help you become financially independent. It's never too late to change your occupation. Set global goals

. If the task is to earn a certain amount, then you will receive it. To start, set a goal of earning $5,000. More is possible, but not less. And go towards your goal in small daily steps. The right goals are those that can actually be achieved and depend only on you, and not on the weather, other people or fortune. Communicate with people, make contacts

. Other people pay us money. A large circle of contacts will help you quickly find investors or potential buyers. Invest

. Money should make money. They should not lie under the mattress, waiting in the wings. Expand the geography of your business, buy shares, invest in real estate.. Know your worth Your time is your money. Before you name the cost of services, study the market. Value your reputation and don’t miss opportunities. The creator of the ATM prototype received only five dollars for his invention, although he could have earned millions from the money dispensing device. And another striking example, you know the image of a smiley face on a yellow background? Spain Brothers bought the licensed image and earned more than $50 million from it..

Think outside the box. Completely unexpected things can bring income. Paul Brown The creator of the bottle that goes on the cap was able to sell the business and design rights for $14 million. Inventor of bright children's toys " Rainbow"I earned about $250 million. The idea came when he saw a metal spring fall and begin to “step over” the floor. The sticker creator's idea helped him earn more than a billion dollars.

Spend less than you earn. Most people increase their expenses in proportion to their income. So, if the salary was raised, then again all of it goes towards acquisitions. Rich people do not try to spend money right away; they save it until it is successfully invested. You must learn to live on a certain amount, and when you receive more than that, create savings for passive income. You need to plan your expenses wisely and not make impulsive purchases. The aforementioned Warren Buffett, who ranks third on the Forbes list, lives in a house that he purchased back in 1957 for just over $30 thousand.

Value your time. Rich people do not count how much they earn per month or year, but how much they earn per hour. Review your day and think about what activities are not benefiting your health, business or family. Eliminate watching useless films, small talk on social networks, empty conversations on the phone and you will have temporary resources for self-education, planning and good rest.

See opportunities. For a person moving towards financial independence, the glass is not half empty, but one into which you can add water. He does not focus on the problem and why it happened, but quickly looks for ways to solve or eliminate it.

Willingness to share. Most rich people are distinguished by their generosity. They participate in charity, sponsor public and scientific programs, and become philanthropists. They are ready to help other people, but only if they themselves want to. Don't treat money as a goal, it's just a means to achieve it.

Create a quality product that people need. Only that product or service will generate income that truly simplifies a person’s life. If the client is satisfied, then he will definitely return to you.

Take responsibility. Wealthy people attribute all their successes and failures to themselves. The rich man believes that he himself makes his life the way it is, while the poor man believes in luck and believes that nothing depends on him. Wealthy people are ready to make decisions and take responsibility for them.

By changing your habits, setting clear goals for yourself, and making a plan for their implementation, you will definitely achieve financial success. The main thing is not to stop, but to go towards your dream.

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The famous expression of legendary entrepreneur Steve Jobs: “Things don’t have to be important to change the world” is always true. We must constantly remember about simple, small things that are so important for maintaining balance and harmony between work and personal life. Weekends can be the time we can devote to family, children and friends. This may not affect the growth of your financial condition, but it is necessary to achieve life harmony.

Bill Gates

American entrepreneur, founder of Microsoft, public figure

Successful people don't spend half the day in bed on weekends. According to research, the most productive time for your brain is half an hour after waking up. And it lasts about 3, 4 hours. Wake up early on weekends and you will always be a leader among your competitors.

This famous businesswoman spends 1 hour playing tennis every day. Successful people constantly engage in some favorite sport. People who have reached great heights understand the importance of not only the mind, but also the body. Set aside at least 2 hours for sports training: go to the gym, swim in the pool, go cycling. Even if you have nothing to do on Saturday evening, do not rush to sit near the TV with a glass of wine and pizza, but do your favorite physical activity. Leading an active lifestyle is an important key to success.

Wake up with the question: “What useful thing should I do today?” Successful people understand how important it is to set specific goals for themselves every day. However, Sundays are no exception. Naturally, it is necessary to set aside time for relaxation, walks and communication with friends. But you should always know and remember that laziness does not lead to success. That's why plan your time.

The most famous people always find time to sit quietly and relax. They spend 20 minutes on this twice a day. This secret of yoga is used in practice by most successful people. Meditation helps you avoid stress, increase work efficiency and improve your mood. And even on Sundays, when there are many other household chores, successful people find time for peace. And you too learn to be calm.

Focus your attention on one problem. At first glance, it seems reasonable to do several things at the same time. For example, while exercising on an exercise bike, communicate on your mobile phone, write a message or check your email. But this only reduces the productivity and efficiency of your activities. Do the opposite - OSpend a certain amount of time solving one specific problem. According to Ferris, you need to set at least two goals a day and achieve them.

One of Britain's richest men says: "It's amazing how focusing on issues like health, poverty, the environment can change your thinking." Most successful people claim that none of us has ever become poorer from charity. American financial advisor and author of the book "Habits of Rich People: Everyday Successful Habits of Wealthy Individuals" Tom Corley has been studying rich people for 5 years. He concluded that 73% of them devote more than 5 hours a month to charitable causes. It is on Sundays that it is best to engage in this noble cause. Make donations.

His favorite pastime is playing the ukulele. Successful people are usually interesting people. Passion for what they love helps them not only relax their soul and body, but also, for example, playing golf on weekends will provide an opportunity to socialize and help them make new business acquaintances. That's how useful it is have a favorite hobby.

Activities that are familiar to everyone - posting on social networks, checking friends' news feeds, counting our followers, the number of likes and comments - have repeatedly taken away hours of our precious time. This is the so-called FOMO space (fear out of missing - fear of missing something). And on weekends, we go headlong into FOMO. However, people should strive for JOMO (the joy of missing out - the joy of missing something). Many famous personalities have long left the sphere of influence of social networks and FOMO. This will be the key factor to a happy weekend.